Are you searching for an Alaska Commercial Truck Insurance Quote? Don’t get 1 quote. Get 3!
Compare Alaska Truck Insurance Quotes
Shopping around for a new truck insurance policy can be a terrific way to save money, but it can also be a real pain. Until now, you would have to find and call multiple agents, and give all your information multiple times.
There is a much simpler way.
By filling out one short and easy form online, we will have up to three agents in Alaska calling you to compete for your business. You will be able to quickly find the best policy that has the right amount of coverage for your needs at the best price.
How Much Does Truck Insurance Cost In Alaska?
The average cost for commercial truck insurance in AK is $13,792.
Most premiums range from $11,037 to $15,071.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are several variables that influence the cost such as: what you are hauling, your driving history, and how long you have been in business.
An Example Of Truck Insurance Costs In AK
1 Truck Based in Homer
| Experience | New Venture |
|---|---|
| Radius | Interstate, Unlimited Miles |
| Cargo | Motor Vehicles |
| Operation | For Hire, Private Property |
| Premium | $6,545/yr |
The most important factor for what you will pay is the insurance company that you choose. For truck insurance, it’s common for prices to vary by thousands of dollars for the same trucker! We’ve seen differences that can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
So it really pays to shop around. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Alaska
You need agents that specialize in truck insurance to get the right coverage at the best rate.
We’ve done the hard work for you and located three of the best truck insurance agents in AK. The agents, like alpha-rams, will lock horns in their battle to write your policy, but only one will emerge the winner. With three agents quoting your policy you will have much broader access to the whole market of truck insurance companies.
Shopping for truck insurance has never been this easy or efficient. Don’t waste your time hunting down three agents. Let them come to you. Let’s get started!
Commercial Truck Insurance Companies in Alaska
Finding the best trucking insurance company in AK for your outfit can result in huge savings. Some of the insurance carriers with the best premiums can be difficult to find though.
The companies below write 90% of the truck insurance polices in AK.
Top 10 Truck Insurance Companies in AK
- Berkshire
- HDI
- Hudson
- National Indemnity
- National Interstate
- Navigators Insurance Company
- Philadelphia Insurance Company
- Progressive
- Providence Washington Insurance Co.
- Western National Insurance
There are also another 7 truck insurance carriers in AK that have the remaining 10% marketshare.
You do have choices when it comes to insuring your truck and we can help you. It’s just a matter of smart comparison shopping to get the best premium.
Compare quotes from different companies here.
Trucking Ins. Coverages
Alaska and the FMCSA have specific insurance requirements for semis. Some coverages are mandatory, like primary liability. Others, such as physical damage truck insurance and bobtail coverage, are just smart to have.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Alaska Truck Insurance Requirements
Alaska state law asks local truck drivers and new ventures to have a certain amount of liability insurance. How much you need depends on the type of freight you haul and where you haul it. If you don’t cross state lines, you must get an intrastate only USDOT Number and have a minimum amount of insurance:
| $750,000 | Liability Insurance (General Freight) |
| $1,000,000 | Liability Insurance (Oil Transport) |
| $5,000,000 | Liability Insurance (Hazmat) |
| $300,000 | Liability Insurance (Household Goods) |
The insurance requirements for truck drivers who travel out-of-state are more rigorous. In addition to the above, you must comply with all the semi truck insurance requirements recommended by the FMCSA. Typical federal liability limits are $750,000 or $1,000,000.
Both Alaska and the USDOT require certain filings be submitted by your insurance agent. Your insurance agent or insurance company should take care of these filings for you. These forms show the government that all your DOT truck insurance requirements are fulfilled. They must be submitted before you can receive your authority. Some common forms include:
- The BMC-91
- Form MCS-90
- Form E
Specific Insurance for Owner Operators in Alaska
No matter what type of operation you’re running, we have you covered. Our agents can find cheap truck insurance for all of the following operation types:
Handy Alaska Trucking Resources
Alaska Department of Transportation
Alaska Department of Motor Vehicles
ATA Alsaka Trucking Association
Alaska Department of Insurance
The Last Frontier
Nicknamed the last Frontier, Alaska is no stranger to taking on challenging territory. One of the last frontiers in commercial truck insurance is having an easy way to compare policies. We’ve got that one covered.
Alaska truckers have some of the most demanding jobs. Who else hauls oil in Prudhoe Bay? They didn’t make the show, Ice Road Truckers, because your job is easy. Although traveling down Dalton Highway is a challenge, at least getting the best deal on your next policy wont be.
Get 3 Competitive quotes in all Alaska cities
No matter what city you live in, our network of Alaska insurance agents is ready to help. We cover all cities including…
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