Are you hunting for a Georgia Commercial Truck Insurance Quote? You have come to the right place.
Compare Georgia Truck Insurance Quotes
To get the best price on your semi truck insurance you need to get multiple quotes. Let us help by bringing you three Georgia Truck Insurance Agents that will compete for your business.
Fill out one short online form and you’ll get three competitive quotes from three top agents in GA. Easy!
How Much Does Truck Insurance Cost In Georgia?
The average cost for commercial truck insurance in GA is $15,890.
Most premiums range from $12,406 to $17,705.
These cost estimates are based on truckers with one truck operations who need insurance for liability, cargo and physical damage. There are several variables that drive the cost such as: what you are hauling, your driving history, and how long you have been in business.
2 Real Examples Of Truck Insurance Costs In GA
1 Truck Based in Fayetteville
| Experience | New Venture |
|---|---|
| Radius | Intrastate |
| Cargo | General Freight |
| Operation | For Hire |
| Premium | $13,298/yr |
1 Truck Based in Columbus
| Experience | New Venture |
|---|---|
| Radius | Interstate, Unlimited Miles |
| Cargo | General Freight, Dry Bulk |
| Operation | For Hire |
| Premium | $16,915/yr |
The most important factor for what you will pay is the insurance company that you choose. For truck insurance, it’s the norm for prices to vary by thousands of dollars for the same trucker! Sometimes the difference can even be over $10,000 for the same operation.
You can’t control how long you’ve been in business, but you can control what insurance company you choose.
It makes sense to compare prices. Our service makes it easy to get quotes from different companies, so you can zero in on the best coverage and cost combination for your trucking business. Compare quotes and lower your insurance costs here.
3 Truck Insurance Agents in Georgia
When you fill out our short and easy form online, we will have three agents in Georgia competing for your business. The GA truck insurance agents know they are going head to head with each other and will not waste your time with overpriced and bloated policies.
With 3 policies to choose from, you will be able to quickly discover the best policy at the best price.
There is never an obligation and our service is always free for you to use. Don’t waste time tracking down three Georgia agents, let them come to you.
Commercial Truck Insurance Companies in Georgia
Finding the best trucking insurance company in GA for your outfit can save you a lot of money. Some of the insurance carriers with the best premiums can be hard to find though.
The companies below write 84% of the truck insurance polices in GA.
Top 10 Truck Insurance Companies in GA
- Berkshire
- Canal
- Daily Underwriters Of America
- Great West
- Lancer
- National Indemnity
- Northland
- OOIDA
- Progressive
- Wesco
There are also over a dozen truck insurance carriers in GA that have the remaining 16% marketshare.
You do have choices when it comes to your insurance and we can help you. It’s just a matter of smart comparison shopping to get the best premium.
Compare quotes from different companies here.
Trucking Ins. Coverages
Georgia and the FMCSA have specific insurance requirements for semis. Some coverages are mandatory, like primary liability. Others, such as physical damage truck insurance and bobtail coverage, are just smart to have.
No matter what type of coverage your operation needs, you’ll get quotes from three truck insurance brokers. Click on a coverage below to learn more about it, then fill out our short form to get your quotes.
Georgia Truck Insurance Requirements
Georgia state law asks local truck drivers and new ventures to have a certain amount of liability insurance. The amount you need is determined by what freight you pull and where you pull it. If you don’t cross state lines and your truck is over 10,000 GVW, you must get an intrastate only USDOT Number and have a minimum amount of insurance:
| $750,000 | Liability Insurance (General Freight) |
| $1,000,000 | Liability Insurance (Oil Transport) |
| $5,000,000 | Liability Insurance (Hazmat) |
| $300,000 | Liability Insurance (Household Goods) |
| $25,000/vehicle and $50,000/catastrophe | Cargo Insurance (Intrastate household goods movers and interstate contract carriers) |
The insurance requirements for truck drivers who do cross state lines are more detailed. You must meet the above, and you must be in compliance with all the DOT truck insurance requirements recommended by the FMCSA. Most federal liability limits are between $750,000 and $1,000,000.
Both Georgia and the FMCSA require certain filings be submitted by your insurance agent. Your agent or insurance company will prepare these filings for you. These forms show the government that all your semi truck insurance requirements are fulfilled. They must be submitted before you can receive your authority. Some common forms include:
- Form MCS-91
- Form E
- Form H
- The BMC-92
Specialized Insurance for Owner Operators in Georgia
Whatever kind of truck you drive, we have you covered. Our agents can find cheap truck insurance for all of the following operation types:
The Peach State
Between the peaches, two deep water ports and two river ports there is a lot to haul in Georgia.
With operating costs rising, it makes sense to lower your overhead as much as possible. We are here to help you do that by driving down the money you spend on tuck insurance.
Get 3 quotes and whether you are snoozing in the pickle park or relaxing with the family you can be assured you are getting the best deal on your truck insurance. What have you got to lose? Let’s get started.
Handy Georgia Trucking Resources
Georgia Department of Transportation
Georgia Department of Motor Vehicles
Georgia Motor Trucking Association
Georgia Department of Insurance
Get 3 Competitive quotes in all Georgia cities
No matter what city you live in, our network of Georgia insurance agents are ready to help. We cover all cities including…
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